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Apr 01, 2026 - 11:00 AM
View all 90% Silver Coins Questions & Answers
We’ve provided several answers to questions related to 90% Silver Coins - Mixed Halves - $100 Face Value , see some other helpful Q&A related to this product.
Question: Why buy from Guidance Corporation?
Answer: We have been a family-owned business for over 35 years. We specialize in bulk silver bags and offer the guaranteed lowest prices and accurate silver weights on every 90% silver order.
Question: What is the "Premium" on junk silver?
Answer: The premium is the amount you pay over the melt value. This fluctuates based on demand.
Question: Can 90% silver coins tarnish?
Answer: Yes, silver naturally oxidizes over time, turning dark or "rainbow" toned. This is normal for 90% silver and does not affect the value of the silver inside.
Question: Does the bag include Silver Dollars (Morgans/Peace)?
Answer: No. This bag is strictly Half Dollars. Silver Dollars have a different silver content per dollar and are traded separately.
Question: What is the weight of the full $100 bag?
Answer: A $100 face value bag of 90% silver weighs approximately 5.5 to 6 pounds.
Question: How do I sell a bag of 90% silver?
Answer: Because these are official U.S. coinage, they are incredibly easy to sell. Any coin shop or bullion dealer in the country will recognize them and offer a "buy price" based on the current silver spot price.
Question: Is 90% silver legal tender?
Answer: Yes. You could technically spend these half dollars at a grocery store for 50 cents each, but because their silver content is worth significantly more, doing so would not be financially prudent.
Question: How are the coins shipped?
Answer: They are shipped in a heavy-duty, canvas mint-style bag to ensure the weight is supported during transit.
Question: Are the coins cleaned?
Answer: We do not recommend cleaning 90% silver coins. Their value is in their metal weight, and cleaning them does not increase their silver content or marketability.
Question: What condition are the coins in?
Answer: The coins are in Average Circulated condition. They will show various degrees of wear, toning, and age, as they were used as actual money in the mid-20th century.
Question: What happened to silver coins after 1964?
Answer: In 1965, the U.S. Mint switched to "clad" (copper-nickel) composition for dimes and quarters. Half dollars remained 40% silver from 1965–1970 before also going clad in 1971. This bag contains only the 90% silver variety.
Question: What is the "Melt Value"?
Answer: Melt value is the raw value of the silver inside the coins. To calculate it, multiply the current spot price of silver by 71.5.
Question: Is there a specific year or design I can request?
Answer: No. These bags are filled at our discretion based on our current inventory. You will receive a mix of halves dated 1964 or earlier.
Question: Is this product IRA-eligible?
Answer: No. While many silver products are IRA-eligible, "junk silver" or circulated 90% coins are generally excluded from IRAs because they are considered "circulated currency" rather than investment-grade bullion bars or coins.
Question: Which half-dollar designs might be in the bag?
Answer: The bag may contain a mix of the following 90% silver designs: Walking Liberty Halves (1916–1947), Franklin Halves (1948–1963), 1964 Kennedy Halves (Only the 1964 Kennedy is 90% silver).
Question: What is "90% Silver" (Junk Silver)?
Answer: Before 1965, U.S. dimes, quarters, and half dollars were minted with an alloy of 90% silver and 10% copper. Investors call this "junk silver" because it has no collectible (numismatic) value—its value is derived strictly from its silver content.
Question: What does "$100 Face Value" mean?
Answer: It refers to the combined legal tender value of the coins in the bag. For this product, you receive 200 U.S. Half Dollars ($0.50 x 200 = $100).
View all 90% Silver Coins - Mixed Halves - $100 Face Value Questions & Answers
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